?ber, ?ber, ?ber...What's in it for you?
An Uber ride is different from hopping into a taxi. When you download Uber's app and get into a car summoned with the mobile reservation system, you agree to a host of terms and conditions by default. And Uber is young enough that situations like this one are still largely uncharted territory.
Since Uber launched five years ago, it's grown rapidly. It now has cars driving around 204 cities in 45 countries, and the company claims to cover 55 percent of the US population with its offering. It's also the highest-valued venture-backed company in the world right now, with a valuation of $18.2 billion.
...Uber is a so-called ride-sharing service that puts potential drivers through a background check so that they can become an impromptu taxi driver using their own car and Uber's tech platform. For each ride a driver carries out, Uber gets a cut of the fare -- typically between 20 percent and 25 percent.
"People don't know what they're getting into when they get into one of these cars, they don't know what they're getting into when they download the app," said lawyer Chris Dolan of Dolan Law Firm, who is representing a 6-year-old girl struck and killed by an Uber driver earlier this year. "They're giving Uber a free pass -- up to death."
Dolan claims Uber's terms and conditions are a way for the company to absolve itself of any liability in cases of injury or accident and to avoid responsibility for a driver's actions. "It completely covers their ass and says 'We're not responsible for anything that happens to you, period,'" Dolan said. "It says, 'You can be raped, you can be killed, you can be murdered, and it's not our responsibility.'"
Uber spokesperson pointed CNET to its webpage on safety. The page details the background checks drivers go through -- which require county, state and federal checks that go back seven years -- and the $1 million liability insurance they must carry.
The fine print of Uber's terms and conditionsclearly says that passengers accept a risk by using the service.
"You understand, therefore, that by using the application and the service, you may be exposed to transportation that is potentially dangerous, offensive, harmful to minors, unsafe or otherwise objectionable," Uber's terms and conditions read, "and that you use the application and the service at your own risk."
While there are risks in using Uber and Lyft's service, are cabs any better?
Taxi drivers have assaulted passengers. The difference, Sutton said, is that cab companies are usually accountable in such instances.
Regulations for taxi companies vary from city to city, but all cab companies must have liability insurance of at least $250,000 The key, however, is that most taxi companies also have a backup umbrella policy to cover rare occurrences, like a passenger slipping on ice or being attacked by a driver,
While Uber requires its drivers to have $1 million of liability insurance coverage, which is higher than many cab companies, it's unclear if this would cover incidents like a driver attacking a passenger. This type of insurance coverage is typically meant for car accidents.
http://www.cnet.com/news/how-risky-is-your-uber-ride-maybe-more-than-you-think/